Hearth
Unsecured home improvement loans. Soft credit check — no impact to your score to see rates. Fast decisions, project-aligned terms.
Best for: roofing, exterior, kitchen/bath remodels under typical home-improvement-loan ceilings.
Financing
Pay it the way that works for you.
We don't approve financing ourselves. We partner with two lenders so you can compare options once we've written the scope — no pre-qualification before we know what you actually need.
Service Finance Co.
Specialty home-improvement and construction-to-perm options. HELOC alternatives for larger projects (additions, ADUs, full remodels).
Best for: additions, ADUs, structural work, larger commercial TI scopes.
Energy Trust + Cash
Energy-efficiency upgrades (insulation, windows, HVAC envelope, weatherization) may qualify for Energy Trust of Oregon incentives + cash-back when completed by a Preferred Contractor. We are one.
Best for: stacking with any of the above to lower the net cash out the door.
Once you've seen the written scope and price, we'll hand you off to whichever lender fits the project. We don't earn anything by routing you one way or the other.
Get the scope first →